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What Every Bright Eyed College Freshman Must Know About Money Part 1

Heading out for that first year at college is an exciting experience.  But before you set out to conquer the world of college academics, frat parties or freshman hazing, there are a few nuts and bolts...

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What Every Bright Eyed College Freshman Must Know About Money Part 2

Also create a system where you keep track of your spending. When you are using a debit card, it is easy to lose the receipts for each payment.  If you don’t pay attention, you can come to the end of a...

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What Every Bright Eyed College Freshman Must Know About Money Part 3

But it will take perseverance, a good organization system and patience to get financial aid that can get you through college.  Its worth it to put in the time well in advance of needing the money so...

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All You Need To Know About Gas Rebate Cards

With today’s increasing fuel prices, gas rebate cards have become a very good way to reduce fuel costs, especially if you are a have to drive to several places everyday. Driving to and back from your...

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Credit Improvement: Know Your Debt

Most of us know how much we are in debt, at least in a general way.  But what really matters is how we see our debt.  What matters is how that debt is viewed by credit card companies, banks, insurance...

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Credit Improvement: Manage Your Debt Part 2

Key Credit Ideas: Revolving Utilization and Your Credit Score The formula that the three major credit bureaus use to compute your credit score is called FICO.  There are several major factors that can...

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Credit Improvement: Manage Your Debt Part 1

As an adult, you know it is your job to manage your debt.  It is important to the security of your family and your continued financial survival that you do so.  Along with managing your debt directly,...

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When Good Credit Goes Bad Part 1

Sometimes as you go about your daily business, you might wonder the state of your credit.  If you can use a credit card and things seem to work, you assume your credit is good.  But if your credit has...

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Do You Know How To Read a Credit Report?

Many people like the fact that they can access their credit report, but once they get it in their hands, they find that it may be more difficult to understand than they first thought. It might be a...

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Saving Money Through Penny Pinching: Getting Help

There is a little known resource that is in your home or maybe in your pocket that can help you save a lot of money.  That resource is your telephone.  All of the businesses that you pay bills to have...

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